Oak

Oak is a financial intelligence platform built for the millions of SME owners running their business without a finance team behind them. Where traditional tools like Xero or QuickBooks tell you what already happened, Oak is built entirely around what's coming next — cash flow forecasting, strategic scenario planning, margin and pricing intelligence, cost reduction analysis, and a dedicated Financial Readiness module that scores you against the same lenses banks and lenders actually use to make credit decisions. It's the forward-looking, CFO-tier thinking that used to be reserved for businesses big enough to hire one — now built into a platform any owner-manager can run themselves.